The same merchant Home screen, designed four ways. Same content in each — so you're comparing the design, not the words.
How to judge these. Open each on your phone first, since that's where a merchant lives.
Then open the same one on a laptop — a direction that only works at phone width hasn't answered the brief.
You're not looking for the prettiest. You're looking for the one you'd be comfortable having open on a counter
where a customer can see it. Trust the first three seconds; that reaction is the signal.